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Old Traditions, New Creations: Classic Crafts to Do Indoors
Old Traditions, New Creations: Classic Crafts to Do Indoors Crafts are a chance to get off our phones and computers and either relax into a new hobby or connect with others over a creative endeavour. Enter analog arts – crafting’s 2026 reinvention. With a new name and a renewed popularity, an art project is not only fun but also keeps you (or the kids) entertained on any day, rain or shine. Plus, many of these ideas can be upcycling projects, or you can get the supplies from
Rachel Cousins
May 213 min read


Your Way, Your Day
Your Way, Your Day Roses, chocolates and cards not doing it for you in 2026? You’re not alone! But even if you are, you’re still welcome! Here are my best suggestions to enjoy the moment without the pressure of a fancy dinner out or even another human to share it with. For the foodies: Bake a batch of sugar cookies and decorate them – either with cute red and pink hearts, or black bows and arrows. There are no rules here! Or, try out a mixology or cooking class online and le
Rachel Cousins
May 142 min read


Home Décor Trends to Elevate Your Space
Home Décor Trends to Elevate Your Space Minimalism is dead. In 2026 we’ve moved on, adding colour, vibrancy, new features and personality galore into our homes. Here are the biggest trends you can keep your eyes (and budget) set on this year: Grandma Chic : If your birth year starts with 19, you’ll probably feel nostalgic about this trend. Things like florals, ruffles and pleated skirts are back on couches and chairs. Lamp shades, antique clocks, China cabinets and anything e
Rachel Cousins
May 73 min read


What’s Blooming in Real Estate: Spring Market Insights
What’s Blooming in Real Estate: Spring Market Insights If you’re looking for a preview of what spring has in store for the housing market in Canada, you’re in the right place. Here’s everything buyers, sellers, investors, refinancers, and everyone else thinking about a change in their housing situation needs to know. Rates: Most economists, plus the Bank of Canada itself, have confirmed they believe the policy rate is at the bottom for this rate cycle. For mortgages, that me
Rachel Cousins
Apr 302 min read


Fraud Awareness: Essential Info for Today’s Digital World
Fraud Awareness March is fraud awareness month, a great reminder that no matter who you are, scams are lurking right around the corner (or in the next email, call or post!). 2026 will undoubtably throw more sneaky, compelling, and downright dastardly scams than ever. So, we’re going to look at how and why fraud scams work, spotlight the techniques scammers use, give you tips on how to recognize a scam, and teach you what you can do to protect yourself. Why do scams work? Her
Rachel Cousins
Apr 234 min read
Reverse Mortgages: A Modern Tool for Retirement Planning
Reverse Mortgages Visualize this: It’s 1986. You’re an accountant in Vancouver. You’re seeing seniors living longer, healthier and more self-sufficient lives than ever. But they don’t have enough cash to pay their day-to-day expenses. You want to help them. So, you create a financial product that lets them access home equity without giving up ownership. You call it… the Canadian Home Income Plan, and lovingly refer to it as a CHIP. Your product – a reverse mortgage – gives se
Rachel Cousins
Apr 174 min read


House Hunting Done Right: 5 Steps to Find Your Dream Home
Finding your dream home can seem like a daunting task. But don’t despair! Here are five actionable steps to set you up for success. Start...
Rachel Cousins
Aug 14, 20252 min read


Summer Backyard Projects
Summer in Canada goes by fast! Make the most of it by spending time in your outdoor space. There are plenty of projects you can undertake...
Rachel Cousins
Aug 7, 20252 min read


Cool and Cost-Effective: Summer Energy Saving Tips
We all love a nice, air-conditioned home on the hottest days of summer, but no one looks forward to the bill for it. Here are a few ways...
Rachel Cousins
Jul 31, 20252 min read


Dreaming of a Vacation Home? Here's What You Need to Know
If you’re interested in buying a vacation home, there is a lot to consider. A good first step to purchasing any vacation home is to think...
Rachel Cousins
Jul 28, 20252 min read


Fixed vs. Variable Rate Mortgages in 2025 — What’s the Smart Move?
Are you torn between a fixed or variable rate mortgage? You’re not alone. It’s one of the most common (and important) questions I get...
Rachel Cousins
Jun 5, 20252 min read


Your Spring 2025 Garden — Tips from a Mortgage Broker Who Digs More Than Rates
Mortgage advice and garden tips? Yup, that’s what you get when you work with a local broker who cares about more than just interest...
Rachel Cousins
May 29, 20252 min read


Mortgage Penalties: What They Are and How to Avoid Them
If you're considering refinancing, selling your home, or making a large payment on your mortgage, it's important to understand the...
Rachel Cousins
May 22, 20252 min read


5 Budget-Friendly Ways to Add Value to Your Home This Spring
Spring often marks a fresh start—not just for the weather, but for our homes as well. Whether you're preparing to list your property or...
Rachel Cousins
May 15, 20252 min read


Welcome to the New Home of Rita & Rachel Cousins – Your Trusted Mortgage Duo
Welcome to the New Home of Rita & Rachel Cousins – Your Trusted Mortgage Duo After years of helping clients across Vancouver Island and...
Rachel Cousins
May 13, 20251 min read
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