Mortgage Services in Nanaimo, Vancouver Island & The Lower Mainland
Rita Cousins is a Nanaimo mortgage broker with Mortgage Architects and over 45 years of mortgage industry experience. She helps clients across Vancouver Island compare options for a home purchase, renewal, refinance or alternative financing. For personal guidance on your next step, call Rita at 604-230-9206.
Mortgage Support You Can Trust
With Heart, Experience & Straight Answers
Rita provides your mortgage advice and lender comparisons. Rachel Cousins supports the paperwork and administration behind the scenes. Explore the services below, or contact Rita to discuss your circumstances and next steps.
First-Time Home Buyers
Nervous? Excited? Unsure where to start? We’ll guide you step-by-step through the mortgage process, help you understand your budget, and connect you with the best options.
Refinancing & Debt Consolidation
Access home equity to pay off high-interest debt, finance a major expense, or invest in your future. We'll help you understand the pros, cons, and true cost.
Mortgages for Self-Employed Borrowers
We work with lenders who understand business owners and know how to assess income beyond T4s.
Mortgage Renewals
Before accepting a renewal offer, ask Rita to compare your current lender’s terms with other suitable options. Review the rate, payments, flexibility and any switching costs. Staying with your lender may be the right choice.
Real Estate Investing
From rental income to flipping homes, we know how to structure investment mortgages that support long-term wealth.
Reverse Mortgages
A reverse mortgage may help eligible homeowners aged 55+ access home equity. Interest and fees increase the balance over time. Repayment is generally due when you sell, move out, the last borrower dies, or the mortgage defaults. Rita explains the conditions, costs and alternatives.
What Our Clients Say
LS
Rita is an absolute life saver! So quick thinking, devotes 110% to her clients and went more than abvoe and beyond for us. She worked worh us tirelessly for 3 years to save our home. There is no way I can express my gratitude properly and i will continue to tell anyone and everyone who listens that these people are the best in the biz!