Today’s Mortgage Rates
Updated in Real Time
Our live mortgage rate tool below shows the most up-to-date rates available through Mortgage Architects. Whether you're buying your first home, refinancing, or renewing, we help you understand your options—because your rate is just part of the big picture.
These rates are updated frequently and available to clients across British Columbia — including Nanaimo, Duncan, Parksville, Port Alberni, the Lower Mainland, and the Fraser Valley. For personalized rate quotes based on your location and goals, get in touch with us.
How often do mortgage rates change?
Rates can change daily based on market conditions. The widget updates automatically, but we're happy to walk you through the timing.
What's more important: the rate or the mortgage terms?
Sometimes a slightly higher rate comes with better prepayment privileges or flexibility. We'll help you find the right balance.
Why don't I see a rate that applies to me?
Rates vary based on your down payment, credit, property type, and other personal details. We can provide a personalized quote with no obligation—just reach out!