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Home Purchase Mortgages in Nanaimo

Buying a home in Nanaimo or elsewhere in British Columbia? Rita Cousins of Mortgage Architects helps you compare mortgage options, payments, down payment needs and closing costs. Start with your target price, purchase timeline and employment details. A pre-approval can guide your budget, but final approval depends on the lender reviewing your documents and the property. Call Rita at 604-230-9206 to plan your next step.

A Smooth Path to Homeownership

Buying a home is a major decision. Based in Nanaimo, Rita Cousins of Mortgage Architects helps buyers across Vancouver Island and British Columbia understand financing choices, lender conditions and the steps from application to funding.

Personalized Guidance from Rita Cousins

Buying your first home, moving or relocating to Vancouver Island? Rita explains suitable mortgage options, costs and lender requirements. Rachel supports the paperwork and organization.

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Why Work with an Independent Mortgage Broker

Rita compares suitable options from banks, credit unions and other mortgage lenders, including rates, costs and flexibility. Ask how the brokerage is paid and whether any broker or lender fees apply to your proposed mortgage. Rita explains applicable fees and disclosures before you decide.

Get Pre-Approved and Ready to Buy

Let’s make your homeownership journey stress-free. Get pre-approved today and take the next step toward owning your home with confidence.

Who We Are

Who We Are

Rita Cousins is a Nanaimo mortgage broker with Mortgage Architects and over 45 years of experience in the mortgage industry. She serves buyers and homeowners across Vancouver Island and the Lower Mainland.

Rita is your main contact for mortgage advice and lender options. Rachel supports the paperwork and organization behind the scenes.

Why work with Rita? She takes time to understand your plans, compares available lender options, and explains the costs and trade-offs in plain language. A competitive rate matters, along with a product suited to your needs.

Explore home purchase mortgages, mortgage renewals, refinancing, or alternative lending.

Call Rita at 604-230-9206 or email Rita to discuss your situation.

Mortgage Broker with Mortgage Architects. Rita brings over 45 years of experience in the mortgage industry, offering clear, personal guidance for your next mortgage decision.

Proudly serving clients across Vancouver Island, the Fraser Valley, and the Lower Mainland, including Nanaimo, Courtenay, Comox and Cumberland, Parksville, Duncan and the Cowichan Valley, Ladysmith, Qualicum, Port Alberni, Langley, Surrey, Abbotsford, Chilliwack, and beyond.

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Copyright © 2026 Rita and Rachel Cousins - All Rights Reserved

Disclaimer: The information provided on this website is for general purposes only and may not always reflect the most up-to-date details. We strive to maintain accurate and current content, but errors or omissions may occur. Always consult with a professional advisor for personalized advice. We appreciate your understanding.

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