Home Purchase Mortgages in Nanaimo
Buying a home is one of life's biggest milestones, and in Nanaimo's unique real estate market, having the right guidance matters. Whether you're purchasing your very first home or upgrading to your next, we'll walk you through every step with clarity, care, and confidence. From mortgage pre-approvals to keys in hand, we're here to make your home-buying experience simple, stress-free, and tailored to your goals.
A Smooth Path to Homeownership
Buying a home is one of life’s biggest milestones, and it deserves to be handled with care and confidence. As experienced mortgage brokers based in Nanaimo, we work with home buyers across Vancouver Island and the Lower Mainland to simplify the process and secure the best possible financing.​​
Personalized Guidance from Trusted Local Brokers
Whether you’re purchasing your very first home, upgrading to fit your growing family, or relocating to our beautiful island, we’ll guide you through every step with personalized service and access to hundreds of mortgage options.
Why Work with an Independent Mortgage Broker
Our independent status means we work for you, not a single lender. We compare banks, credit unions, and monoline lenders to find solutions that match your goals, budget, and lifestyle, with no cost to you for our service.
Get Pre-Approved and Ready to Buy
Let’s make your homeownership journey stress-free. Get pre-approved today and take the next step toward owning your home with confidence.
Who We Are
We’re Rita & Rachel Cousins, a mother-daughter mortgage duo serving Nanaimo, Vancouver Island, the Lower Mainland, and beyond with a combined 40+ years of experience.
​
Rita brings the wisdom of over 35 years in banking and mortgage brokering. Rachel adds a modern edge with fresh insight, organization, and a deep care for each client’s journey. Together, we balance experience and innovation to create a mortgage experience that feels less stressful, more personal, and tailored just for you.
​
We know that getting a mortgage isn’t just a transaction; it’s a life moment. That’s why we take the time to truly listen and walk with you through every step.
​
Whether you're buying your first home, refinancing, or investing in property, our goal is simple: to make you feel confident and cared for every step of the way.
​
Why Work With Us?
-
Independent Mortgage Brokers: We’re not tied to one bank. We shop around to find what’s best for you.
-
Local & Personal: We’re based in Nanaimo, but we proudly serve clients across Vancouver Island and the Lower Mainland, including Duncan, Parksville, Port Alberni, and the Fraser Valley. Whether you’re local or looking to buy in these regions, we’re here to help you find the right mortgage solution. We love serving our community and building lasting relationships.
-
Expertise You Can Trust: With decades of experience, we’ve seen it all, and we still believe in doing things the right way.​​​​