Meet Rita & Rachel – Your Trusted Mortgage Brokers in Nanaimo

Get to know Rita & Rachel Cousins — a trusted mortgage duo based in Nanaimo with 40+ years of experience serving Vancouver Island and the Lower Mainland.

Rita and Rachel Cousins Nanaimo Mortgage Brokers

WHO WE ARE

Our Mission

A Mortgage Experience You Can Feel Good About

We’re Rita & Rachel Cousins — a mother-daughter mortgage duo serving Vancouver Island, the Lower Mainland, and beyond with a combined 40+ years of experience.

Rita brings the wisdom of over 35 years in banking and mortgage brokering. Rachel adds a modern edge with fresh insight, organization, and a deep care for each client’s journey. Together, we balance experience and innovation to create a mortgage experience that feels less stressful, more personal, and tailored just for you.

We know that getting a mortgage isn’t just a transaction — it’s a life moment. That’s why we take the time to truly listen, offer clear advice, and walk with you through every step.

Whether you're buying your first home, refinancing, or investing in property, our goal is simple: to make you feel confident and cared for — every step of the way.

Why Work With Us?

Independent Advice: We’re not tied to one bank. We shop around to find what’s best for you.
Local & Personal: We’re based in Nanaimo, but we proudly serve clients across Vancouver Island and the Lower Mainland — including Duncan, Parksville, Port Alberni, and the Fraser Valley. Whether you’re local or looking to buy in these regions, we’re here to help you find the right mortgage solution. We love serving our community and building lasting relationships.
Expertise You Can Trust: With decades of experience, we’ve seen it all — and we still believe in doing things the right way.

Connected to a trusted National Network

We proudly work under Mortgage Architects, one of Canada’s most respected national broker networks. This gives us access to top lenders, exclusive rates, and the support of a nationwide team — while still offering that personal, local touch.

Ready to Chat?

Let’s make your mortgage experience feel easy and empowering. Contact us to get started — we’re here to help every step of the way.

Talk to the Mortgage Duo

Community Involvement

Rita and Rachel believe in giving back to the community that supports them. Their commitment to service goes beyond mortgages — it’s woven into everything they do.

Rachel has been an active volunteer in Nanaimo’s school community since 2013 and currently serves as Secretary for the John Barsby Secondary Parent Advisory Council. Her involvement reflects a long-standing dedication to supporting youth and education.

Together, Rita and Rachel helped relaunch the Nanaimo Women’s Business Network in February 2024, where they now serve on the board — Rita as President and Rachel as Secretary. As proud members of the network, they champion local women in business and help create space for collaboration and connection.

They are also active members of the Nanaimo Chamber of Commerce and serve on the Women of Influence Nanaimo Awards Committee, helping recognize and elevate outstanding women across the region.

Whether it's through mentorship, advocacy, or event planning, this mother-daughter duo is committed to building a stronger, more connected community.