Contact Rita & Rachel
Nanaimo Mortgage Brokers
We’re Here to Help
We know mortgages can feel complicated, but reaching out shouldn’t be. Whether you’re buying, renewing, refinancing, or exploring alternative options, we’re here to answer your questions and help you move forward confidently.
Let’s Talk About Your Mortgage Goals
As Nanaimo-based mortgage brokers with Mortgage Architects, we proudly serve clients across Vancouver Island and the Lower Mainland, from Parksville and Ladysmith to Duncan and beyond.

Connect Your Way
We proudly help clients across Vancouver Island and the Lower Mainland, including Nanaimo, Duncan, Parksville, Port Alberni, and the Fraser Valley.
Whether you have a quick question or want to start your mortgage application, we’re here to help. Reach out anytime, no pressure.
You can reach us by phone, email, or by completing the form below. We’ll get back to you as quickly as possible, usually within one business day.

Rita Cousins
📞 604-230-9206
✉️ mortgages@ritacousins.com
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Rachel Cousins
📞 250-618-6053
✉️ rachel@rachelcousins.com
Who We Are
We’re Rita & Rachel Cousins, a mother-daughter mortgage duo serving Vancouver Island, the Lower Mainland, and beyond with a combined 40+ years of experience.
Rita brings the wisdom of over 35 years in banking and mortgage brokering. Rachel adds a modern edge with fresh insight, organization, and a deep care for each client’s journey. Together, we balance experience and innovation to create a mortgage experience that feels less stressful, more personal, and tailored just for you.
We know that getting a mortgage isn’t just a transaction; it’s a life moment. That’s why we take the time to truly listen and walk with you through every step.
Whether you're buying your first home, refinancing, or investing in property, our goal is simple: to make you feel confident and cared for every step of the way.
Why Work With Us?
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Independent Mortgage Brokers: We’re not tied to one bank. We shop around to find what’s best for you.
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Local & Personal: We’re based in Nanaimo, but we proudly serve clients across Vancouver Island and the Lower Mainland — including Duncan, Parksville, Port Alberni, and the Fraser Valley. Whether you’re local or looking to buy in these regions, we’re here to help you find the right mortgage solution. We love serving our community and building lasting relationships.
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Expertise You Can Trust: With decades of experience, we’ve seen it all, and we still believe in doing things the right way.


