Mortgage Renewals in Nanaimo
When your mortgage term is coming to an end, it's the perfect time to explore your options, not just sign the renewal letter your lender sends. We'll help you review your current rate, terms, and goals to make sure you're getting the best deal available. Whether you're looking to save money, access equity, or simply stay on track, our Nanaimo-based mother-daughter mortgage duo makes the renewal process simple, informed, and stress-free.
Time to Renew? Let's Make It Work for You
When it’s time to renew your mortgage, you have more options than your current lender might tell you. At renewal, you’re in control, and the choices you make now can save you thousands over the next term.
As trusted mortgage brokers in Nanaimo, we review your renewal offers and compare them against rates and terms from dozens of lenders across Canada. Whether you want to secure a better rate, access home equity, or change your term length, we’ll make sure you understand every option.
Let us take the stress out of renewal season. A quick conversation could save you thousands.
We Handle the Details, You Keep the Confidence
Our process is simple, transparent, and focused on your goals, not the bank’s. With years of experience and strong lender relationships, we negotiate on your behalf so you can renew with confidence, knowing you’re getting a mortgage that fits your life today.
Who We Are
We’re Rita & Rachel Cousins, a mother-daughter mortgage duo serving Vancouver Island, the Lower Mainland, and beyond with a combined 40+ years of experience.
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Rita brings the wisdom of over 35 years in banking and mortgage brokering. Rachel adds a modern edge with fresh insight, organization, and a deep care for each client’s journey. Together, we balance experience and innovation to create a mortgage experience that feels less stressful, more personal, and tailored just for you.
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We know that getting a mortgage isn’t just a transaction; it’s a life moment. That’s why we take the time to truly listen and walk with you through every step.
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Whether you're buying your first home, refinancing, or investing in property, our goal is simple: to make you feel confident and cared for every step of the way.
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Why Work With Us?
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Independent Mortgage Brokers: We’re not tied to one bank. We shop around to find what’s best for you.
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Local & Personal: We’re based in Nanaimo, but we proudly serve clients across Vancouver Island and the Lower Mainland — including Duncan, Parksville, Port Alberni, and the Fraser Valley. Whether you’re local or looking to buy in these regions, we’re here to help you find the right mortgage solution. We love serving our community and building lasting relationships.
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Expertise You Can Trust: With decades of experience, we’ve seen it all, and we still believe in doing things the right way.​​​​