Mortgage Renewals in Nanaimo
Mortgage renewal coming up in Nanaimo? Rita Cousins of Mortgage Architects helps you compare your current lender’s offer with other available options. Review the rate, payments, fees, prepayment privileges and flexibility before deciding. With over 45 years of mortgage industry experience, Rita provides personal advice—including when staying with your existing lender is the better fit. Call 604-230-9206 to discuss your renewal.
Time to Renew? Let's Make It Work for You
Start reviewing your mortgage before the renewal date so you have time to compare options and gather documents. Consider your budget and plans for the next term, including a possible move, extra payments or changes in income.
Rita, your Nanaimo mortgage broker, reviews your current lender’s offer alongside suitable alternatives. Bring your renewal date, mortgage balance, remaining amortisation and offer so she can compare payments, flexibility and the total cost of each choice.
Switching lenders may involve qualification requirements and fees. Adding funds or making other changes may require refinancing. Rita explains the differences before you decide.

Discuss your renewal offer and upcoming plans with Rita. Call 604-230-9206, or use Book Now to email Rita and arrange a mortgage review.
We Handle the Details, You Keep the Confidence
Our process is simple, transparent, and focused on your goals, not the bank’s. With years of experience and strong lender relationships, we negotiate on your behalf so you can renew with confidence, knowing you’re getting a mortgage that fits your life today.
Who We Are
Rita Cousins is a Nanaimo mortgage broker with Mortgage Architects and over 45 years of experience in the mortgage industry. She serves buyers and homeowners across Vancouver Island and the Lower Mainland.
Rita is your main contact for mortgage advice and lender options. Rachel supports the paperwork and organization behind the scenes.
Why work with Rita? She takes time to understand your plans, compares available lender options, and explains the costs and trade-offs in plain language. A competitive rate matters, along with a product suited to your needs.
Explore home purchase mortgages, mortgage renewals, refinancing, or alternative lending.
Call Rita at 604-230-9206 or email Rita to discuss your situation.